Wealth Planning

A roadmap for your future.

Close your eyes—what do you see? Are you at the helm of your new sailboat? Taking that trip of a lifetime or launching the home business you’ve always dreamed of? Achieving your goals requires careful planning. Xceed Wealth Management Group Financial Consultants work closely with you to create a plan aligned with your goals. We offer:

  • A comprehensive range of investment options and resources
  • Friendly, knowledgeable Financial Consultants you can trust
  • Investment strategies tailored to your needs
  • Information you can really use to plan your future

Retirement planning

During your no-obligation, confidential consultation, your Financial Consultant will help you formulate an investment plan that makes sense and outline what investment products might be right to help reach your retirement goals. You’ll also find out how much money you’ll need to retire, taking into account both Social Security benefits and investments. Check out some of the products and services we offer:

IRAs – Regular or Roth
Every portfolio needs this great long-term investment tool! We can show you how simple it is to open an Individual Retirement Account (IRA) and can explain the differences between Regular and Roth IRA options.

401(k) Plans and Rollovers
Let us show you how to capitalize on employer matching contributions, or help you consider what to do with a 401(k) from a previous job:

  • Leave the money in your former employer’s plan, if permitted;
  • Roll over the assets to your new employer’s plan, if permitted;
  • Roll over to an IRA; or
  • Cash our the account value.

Stocks and Bonds
Our Financial Consultants can help you build a balanced approach to investing with the level of risk exposure that suits you.

Guided Wealth Planning for new investors »

Education planning

Xceed Wealth Management Group offers multiple investment options, and our knowledgeable Financial Consultants will help you create the right education savings plan for your unique needs.

529 College Savings Plans

  • Set aside money, let earnings grow tax-free, and pay taxes when you withdraw funds.
  • 529 Plans are sponsored by individual states and can be used for qualified expenses (e.g. tuition and books) at schools in- and out-of-state.

Investors should consider the investment objectives, risks, charges, and expenses associated with a 529 Plan carefully before investing. The issuer’s official statement contains this and other information about the investment. You can obtain an official statement from your financial representative. Read carefully before investing.

Custodial, UGMA, UTMA Accounts

  • Accounts may be opened in the name of the child for savings purposes.
  • Accounts are opened under the Uniform Gift to Minors Act (UGMA) or the Uniform Transfer to Minors Act (UTMA), depending on the provision of the state where the account is opened.

Education Savings Accounts (ESAs)

  • Makes it easy to build a substantial amount of savings for college tuition because earnings grow tax-free.
  • Accounts can be established for a child, grandchild, or other young person under the age of 18.
  • Earnings grow tax-free and have a contribution ceiling of $2,000 per year for each designated beneficiary.
  • The ESA makes it easy to build a substantial amount of savings for college tuition.

Elder and long-term care

Including long-term care insurance as part of your smart retirement plan can help protect the nest egg you’ve worked so hard to create. Xceed Wealth Management Group can assist you in a number of ways when it comes to elder and long-term care insurance.

  • Researching insurance options and costs
  • Selecting plans that make sense for you and your loved ones
  • Determining the best time in life to purchase long-term care coverage
  • Discovering what is covered under your plan

Start the conversation

Are you ready to create a plan that aligns with your goals? Talk to one of our Financial Consultants to get the ball rolling

Learn more

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