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Estate Planning and Wealth Transfer

Provide for your loved ones.

Create a trust or estate plan now so you can help safeguard your assets and determine the direction of your legacy. Our Financial Consultants leverage specialists in trusts, insurance, philanthropy and family dynamics to help you develop estate and wealth transfer plans customized to your needs.

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Trust options

Revocable Trust
A trust that may be altered during your lifetime; considered part of the grantor’s estate and is subject to taxation; property is passed on to beneficiaries only upon death of grantor.

Irrevocable Trust
A trust that cannot be changed or canceled once established, without consent of the beneficiary; contributions cannot be taken out of the trust by the grantor; offers tax advantages that revocable trusts do not.

Irrevocable Life Insurance Trust
Provides liquidity to pay your estate taxes; the irrevocable trust is named the owner and beneficiary of the life insurance policy, essentially removing the proceeds from the estate of the insured and the insured’s spouse.

Charitable Remainder Trust
Offers significant income and estate tax savings; make a charitable contribution, then continue to receive income from the gift or contribution during your lifetime; after your death or at the end of the trust’s term, the assets pass to the charity(ies) named; when the charity sells the assets, there are no capital gains taxes owed because charities pay no taxes. You may change the charitable beneficiary during your lifetime.

Trustee Services
LPL Financial provides trust services through its affiliate, the Private Trust Company, N.A. (PTC). The Private Trust Company’s dedicated team has extensive experience in all areas of trust planning.

Life insurance

LPL Insurance Associates, Inc. offers a suite of insurance solutions, including term life, whole, universal, and variable universal life and long-term care plans.

Trust administration

We can help you get started managing your trust assets with one of our trusted partners.

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LPL Financial Representatives offer access to Trust Services through The Private Trust Company N.A., an affiliate of LPL Financial. Xceed Wealth Management Group and LPL Financial do not provide legal advice or services. Please consult your legal advisor regarding your specific situation.

Start the conversation.

Preserve your legacy and protect your loved ones. Talk to one of our Financial Consultants to get the ball rolling.

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